Terms of Use

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Terms of Use

These Terms of Use (“Terms”) govern your access to and use of calctypes.com (the “Website”), including all calculators, tools, articles, and related content (collectively, the “Services”), operated by Mohammad Faisal Khan (“we,” “us,” “our”).

Summary:
  • The Services are provided for free, general informational and educational use.
  • By using the Website, you agree to these Terms. If you do not agree, please discontinue use.
  • Calculator results are estimates β€” see our Disclaimer for full details.
  • These Terms are governed by the laws of India.
1) Acceptance of Terms

By accessing or using calctypes.com in any way β€” including browsing, using a calculator, or contacting us β€” you agree to be bound by these Terms and by our Privacy Policy and Disclaimer, which are incorporated into these Terms by reference.

If you do not agree with any part of these Terms, please do not use the Website.

2) Eligibility

The Website is intended for general audiences and is not directed at children. If you are under the age of majority in your jurisdiction, you should use the Website only with the involvement of a parent or guardian. We do not knowingly collect personal information from children (see our Privacy Policy).

3) Description of Services

calctypes.com provides free online calculators and related educational content across categories that currently include (and may expand over time to include) Finance (such as Income Tax, EMI, SIP, and FD calculators), Islamic/religious calculators (such as Zakat), Health, Construction, Sugar/diabetes-related calculators, Operations Research, and general Mathematics/Statistics tools.

All calculators are provided for general informational and educational purposes only. See our Disclaimer for category-specific limitations.

4) License to Use the Website

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website for your personal, non-commercial use.

This license does not include the right to:

  • republish, resell, or redistribute any part of the Website’s content or code;
  • copy, scrape, or reproduce calculators, formulas presentation, or written content for a competing website or product;
  • use automated systems (bots, scrapers) to extract content or data from the Website at scale;
  • frame or mirror any part of the Website without our prior written consent.
5) Prohibited Uses

You agree not to use the Website to:

  • violate any applicable local, national, or international law or regulation;
  • transmit any virus, malware, or harmful code;
  • attempt to gain unauthorized access to our systems, servers, or data;
  • interfere with or disrupt the Website’s functionality or servers;
  • impersonate any person or entity, or misrepresent your affiliation;
  • submit false, misleading, abusive, or unlawful content through any contact form or (if enabled in the future) comment section.
Note: We reserve the right to restrict or block access from any user or IP address that we reasonably believe is violating these Terms.
6) Intellectual Property

Unless otherwise noted, all content on calctypes.com β€” including text, calculator interfaces, design, layout, graphics, and original written explanations β€” is the property of Mohammad Faisal Khan / calctypes.com and is protected by applicable copyright and intellectual property laws.

Calculation formulas themselves (e.g., standard financial or mathematical formulas) are generally not proprietary and are widely available in the public domain; however, our specific implementation, explanations, and presentation are original works.

If you believe your copyrighted work has been used on this Website in a way that constitutes infringement, please see our Copyright/DMCA Policy (linked in the footer) for how to submit a notice.

7) User Submissions & Contact Forms

When you submit information through our contact form (e.g., to report a calculator error or suggest a new calculator), you agree that:

  • the information you provide is accurate to the best of your knowledge;
  • you will not submit sensitive personal data (see our Privacy Policy);
  • we may use non-identifying details from your submission (e.g., “a user reported an issue with the EMI calculator”) to improve the Website, without attributing it to you personally.

If we introduce comments or other user-generated content features in the future, additional terms (a Comment Policy) will apply and will be linked from the relevant page.

8) No Professional Advice

Nothing on the Website constitutes financial, tax, medical, health, legal, engineering, construction, religious, or other professional advice. All calculators and content are provided for general informational purposes only.

Full details on the limitations of specific calculator categories (Finance, Health, Construction, Islamic/Zakat, Operations Research, etc.) are set out in our Disclaimer, which forms part of these Terms.

10) Advertising

The Website may display third-party advertisements, including via Google AdSense, now or in the future. Advertisements are provided by third parties, and we do not control the specific ads shown or endorse the products/services advertised. See our Privacy Policy for information about advertising cookies and your choices.

11) Disclaimer of Warranties

To the maximum extent permitted by applicable law, the Website and Services are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

We do not warrant that the Website will be uninterrupted, error-free, or free of harmful components, or that any calculator result will be accurate or suitable for your specific circumstances.

12) Limitation of Liability

To the maximum extent permitted by applicable law, Mohammad Faisal Khan and calctypes.com shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising from or related to your access to or use of (or inability to access or use) the Website or Services, even if advised of the possibility of such damages.

This limitation applies to claims based on warranty, contract, tort, negligence, strict liability, or any other legal theory, to the fullest extent permitted by law. Some jurisdictions do not allow the exclusion or limitation of certain damages; in such jurisdictions, our liability will be limited to the maximum extent permitted by law.

13) Indemnification

You agree to indemnify and hold harmless Mohammad Faisal Khan and calctypes.com from any claims, losses, liabilities, damages, costs, or expenses (including reasonable legal fees) arising out of or related to your violation of these Terms or your misuse of the Website or Services.

14) Availability & Modifications to the Services

We may add, remove, or modify calculators, features, or content at any time without notice. We may also suspend or discontinue the Website (in whole or in part) temporarily or permanently, at our discretion.

15) Termination of Access

We reserve the right to restrict, suspend, or terminate your access to the Website, without notice, if we reasonably believe you have violated these Terms or applicable law.

16) Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India, without regard to conflict-of-law principles. Any disputes arising out of or relating to these Terms or the Website shall be subject to the exclusive jurisdiction of the competent courts in India.

This does not limit any statutory consumer protection rights you may have under the mandatory laws of your own country of residence.

17) Severability & Entire Agreement

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and us regarding your use of the Website.

18) Changes to These Terms

We may revise these Terms from time to time. Changes will be effective when posted on this page with an updated “Last updated” date. Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

19) Contact

Questions about these Terms?